The Financial Wellness App for Organizations.

Save. Grow. Payoff Debt.

Thrive helps users break out of the cycle of living paycheck-to-paycheck. Your employees or customers are empowered to save money, set and attain goals, and pay down debt.

In Canada, broke is the new normal.

of Canadians live paycheque to paycheque.

of Canadians are $200 away from financial insolvency at month end.

of Canadians consistently carry a balance on their credit card.

Source: Ipsos, Canadian Payroll Association, Stats Canada, MNP

How Thrive works

Start saving today in less than 3 minutes

Tell us what type of work you do.

Select and customize your saving goals.

Organizations can bonus or match savings.

Thrive automatically figures out how much a user can afford to save, based on their lifestyle, job-type, income, and spending.


Get up and running quickly and efficiently.


Talking about money can be intimidating, so we built a text-based chatbot for our users. Chat, share, set goals, and get savings updates by text message.


Your company is unique. Talk to us about creating a solution that is customized to your workforce.


If you're over the age of 18 and have a chequing account at a Canadian bank or credit union, you're in. We support the top 20 most popular banks and credit unions in Canada.


Steady Eddy? Or freelancer feast vs. famine? We learn your earning and spending habits and customize your savings amounts based on your job type.


We use 256-bit, bank grade encryption, and SSL technology to keep your information protected. Funds are held in a Schedule I - CDIC insured bank in Canada.


Thrive increases employee engagement and reduces the probability of their departure. Power-up with our matching/bonus feature to further increase employee loyalty and stickiness.

As seen on


"We promote the fact that we care for our employees’ wellness.
It’s only going to lead to a more productive and a less stressed environment.”
"I’ve finally got a rainy day fund for the first time. I don’t stress out as much.”
“I’m saving for a trip to London.
Even better, my company has made a contribution to it!”


Headquartered in Toronto, Canada, with offices in NYC, Thrive is helping the best companies engage and retain their employees by empowering them to save money.

10 Dundas St. East, 6th Floor
Toronto, ON M5B 2G9
26 Broadway, 8th Floor
New York, NY 10004
United States